Supply Chain Financing
Buy Now – Pay Later, From Chinese Suppliers!
If your Chinese Supplier doesn’t offer Credit Terms, then you are unnecessarily tying up capital.
Capital that you could be using to grow your business or otherwise be in a better cash flow position.
Novanty helps Chinese Suppliers offer you a Buy Now – Pay Later option at no cost to you.
Get Started!
How It Works
Apply
Applying is simple. It’s not a loan, so we don’t require collateral or a UCC. We set it up with your Supplier and make it easy for you.
Buy Now
You pay your Supplier a 30% deposit to start production, and we pay the balance when production is ready to ship.
Pay Later
The product ships and you pay us back 60 days later. No interest and no fees. It’s that simple to improve your cash flow.
Frequently Asked Questions
Please read our FAQ before sending us a message.
How long do I have to pay the balance?
In most cases, we pay the Supplier the balance once the order is ready to ship. We then give you an extra 30 – 60 – 90 days to pay us back. Apply to find out how long you qualify for.
What are your rates?
Zero!
Your credit card doesn’t charge you interest for the first 30 days, why should buying inventory be any different? As long as you pay us back in full on time, you pay no interest and no fees.
Do you only work with Businesses in the US?
No. We only specialize in US Buyers, but we can work with many industrialized nations.
What if my Supplier isn't Chinese?
That’s perfectly ok. We only specialize in Chinese Suppliers, but we can work with many industrialized nations.
What if my supplier doesn't want to get involved?
We are currently getting 8 out of 10 Chinese Suppliers to agree to our offer because they see the value. However, if your Supplier doesn’t agree, Novanty maintains a database of approved Suppliers that will.
Either way, we have you covered.
What if I end up needing more time?
If you need more time to pay us back than expected, we might be able to extend the time for a small fee.
Contact us and let us know how much time you need.
Is there a pre-payment penalty?
There is no pre-payment penalty.
Does Novanty offer funding other than Inventory?
Though Novanty only works with inventory, our lending partners often work with other types of lending. Feel free to let us know your other financing needs and we will see what we can do.
Who coordinates freight/ customs?
You are responsible for coordinating your own freight and paying any applicable duties. However, we can also quote this service so you can focus on sales instead of logistics.
We can combine the buying power of hundreds of our customers to negotiate better logistics rates. This is an example of the sum being greater than the parts. And it can mean a better logistics experience for you.